Being an artist in my late twenties and wanting to "sleep well at night," this book has been so motivating I can't stop telling people about it. I read it in less than 48 hours and already opened an IRA account. I also started to "pay myself first" and learned how to effectively get out of any debt. I highly recommend this to anyone who wants to change their financial situation, start seriously saving, learn where to put the money saved and feel confident about your future.